Business Calculators
Practical financial calculators built for Australian businesses. Use them online free — your inputs are saved in your browser, no sign-up required, and no data ever leaves your device.
People & Pay
Sales & Wages
Pay your people accurately and keep your sales team motivated. Work out tiered commission in seconds, then check a pay figure including overtime, weekend penalty rates and casual loading before it ever reaches payroll.
Profit & Working Capital
Pricing & Cash Flow
Price for profit and protect your cash position. Set a price that actually makes money, find your break-even, see how many days your cash sits tied up in stock and invoices, then forecast 12 weeks ahead so a cash crunch never surprises you.
Pricing Calculator
Turn cost plus margin or markup into a selling price, and see profit at any volume or competitor price.
Profitability Calculator
Product-level margins, expenses and net profit. See which lines drive your bottom line and where margin leaks exist.
Break-Even Calculator
Break-even units and revenue, contribution margin, and profit at any sales volume.
Cash Gap Calculator
How many days is your cash tied up between paying suppliers and getting paid by customers?
Weekly Cash Flow Forecast
Project your bank balance 12 weeks ahead and spot a cash crunch before it hits.
EOQ & Reorder Point Calculator
Economic order quantity, reorder point, and annual inventory costs for retailers and distributors.
Wealth & Deals
Property & Investment
Model the big decisions before you commit. Measure rental yield under the 2026 negative gearing rules, see what compound interest turns your savings into, compare lease vs buy on a vehicle, and run NPV/IRR on any investment or project.
Rental Property Yield & Cash Flow
Gross and net yield, weekly cash flow, and the tax impact of your rental property under the 2026 negative gearing rules.
Savings & Investment Growth
Project your balance with regular contributions and compound interest over up to 60 years.
Lease vs Buy Calculator
Compare buying a car with a loan against a novated lease, including the tax advantage of salary sacrificing.
NPV & IRR Calculator
Net present value, internal rate of return, and payback period for any project or investment.
Borrowing, Compliance & Exit
Loans, Tax & Valuation
Know what borrowing costs, what the ATO lets you claim back, and what your business is worth. See a full amortisation schedule for any loan, build Division 40 depreciation schedules with days-held pro-rating handled automatically, and check an indicative value range for your business using industry earnings multiples before you price a sale or a buyout.
Loan Calculator
Monthly repayments, interest scenarios, and a full amortisation schedule for any loan.
Depreciation Calculator (Australia)
Australian tax depreciation using diminishing value or prime cost under Division 40.
Business Valuation Estimator
An indicative value range for your Australian SME using industry earnings multiples. Free, no sign-up.
Build These Models Yourself
Every calculator here follows best-practice Excel structure. Our complete guide walks through assumptions, calculations and outputs so you can build your own versions — or we can build them for you.
Disclaimer
These calculators are provided for information and illustrative purposes only. They are not financial advice and results are estimates that may vary based on individual circumstances. All reasonable care has been taken in their design, but you should verify any results with your accountant or financial advisor before making decisions.
Need a Model Built Around Your Business?
If you need a custom calculator, cash flow forecast, or financial model tailored to your numbers, we build it in Excel with best-practice structure.
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