Rental Property Yield & Cash Flow

Gross and net yield, weekly cash flow, and how the 2026 negative gearing rules hit your return

Results are estimates for guidance only. This tool does not provide financial advice.

Property & Loan

Purchase Price

Deposit %

Loan Rate %

Loan Term (years)

Weekly Rent

Weeks Rented/Year

Annual Expenses (rates, insurance, maintenance, PM fees)

Exclude interest — it's calculated from your loan details. Depreciation is not included here.

Your Marginal Tax Rate %

Negative Gearing Treatment

Purchased before 12 May 2026 — losses still offset your salary during the transition (grandfathered).New purchase after 12 May 2026 — from 1 July 2027 rental losses are ring-fenced against rental income only.

Enter your property numbers above

to see the annual cash flow picture