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Lease vs Buy Calculator
Compare a car loan against a novated lease — including the tax saving
Results are estimates for guidance only. This tool does not provide financial advice.
Vehicle Details
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Novated Lease
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Lease payments come out of pre-tax salary, so your effective cost is lower. Enter 0 residual to model handing the car back.
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Fuel, rego, insurance, servicing. Added to both options so it stays a fair comparison.
Enter the vehicle price above
to compare buying vs leasing